In short, you wouldn’t. Our licensed agents are contracted with most major carriers, meaning they can help you select the plan with the right coverage for your needs at the best cost.
However, some plans may have extra benefits that lead to higher premiums. These can include fitness programs like SilverSneakers and Silver and Fit and even prescription drug coverage in some cases. A Medicare Plan Finder benefits advisor can go over all of these benefits with you in full detail to help you select the best option for your needs.