AHCCCS, or the Arizona Health Care Cost Containment System (pronounced “access”), is the name for the Arizona Medicaid Program. The program began in 1982 and works with over 70,000 different medical providers in the state of Arizona, providing services for almost two million beneficiaries. The Access Arizona vision is “to shape tomorrow’s managed care...from today’s experience, quality and innovation.” Use this guide to help determine your AHCCCS eligibility status, download the AHCCCS application, and more!
If you hear a doctor or anyone refer to “Access Arizona,” they are most likely referring to the Arizona Health Care Cost Containment System. Access Arizona plans work similarly to a marketplace HMO (Health Maintenance Organization) plan. You’ll have to select one primary physician who accepts your plan to be the first doctor you go to for all your health care needs. That one doctor will be the person who authorizes all your medical services and can refer you to specialists for treatment.
AHCCCS provides coverage for adults, caretaker relatives, children, seniors, the blind and disabled, nursing home residents, pregnant women, and other disabled persons who need financial assistance. Covered services include (but are not limited to):
The Arizona Medicaid program has one of strongest mental health benefits of any state health insurance program. Access Arizona plans cover adult day care programs, crisis services, rehabilitation, counseling, testing, and more.
The Arizona Long Term Care program, ALTCS, contracts with doctors, nursing homes, hospitals, specialists, and pharmacies to help Access Arizona beneficiaries who require long-term care services. Benefits are typically decided on a case-by-case basis and can include nursing facilities, hospice, attendants and private nurses, adult day care, therapy, home-delivered meals, and even dental services.
To find a doctor, hospital, dentist, or other specialist in your area, use the AHCCCS official provider search tool. Enter your zip code and select the type of provider you are looking for.
Dental, vision, and hearing are three benefits that most people don’t normally find within their medical plan. AHCCCS plans provide dental, vision, and hearing only for members under the age of 21 with the exception of emergencies.
AHCCCS emergency dental coverage is available to adults as of 2018. Members over the age of 21 can be covered for up to $1,000 per year in emergency dental care and extractions. Examples of this include emergency crowns due to pain, root canals, etc. - anything that is classified as a medically necessary emergency.
Though most members will face a small copayment, AHCCCS members do have coverage for prescription drugs. If you have Arizona Medicaid but also have drug coverage through Medicare, Medicare will cover your prescriptions first. The AHCCCS formulary (drug list) can tell you what prescription drugs are covered.
AHCCCS eligibility is different based on your age, income, and required services. On the most basic level, you must be an American citizen (or legal immigrant), an Arizona resident, and financially needy. Use the chart below to help figure out if you are eligible for Arizona Medicaid.
Note that if you or your child is under the age of 19 but does not meet the AHCCCS eligibility requirements, kids can still qualify for Arizona KidsCare at 200% of the federal poverty level. KidsCare comes with a premium of anywhere from $10-$70. Reach out to your local Family Assistance Office or call 1-855-HEA-PLUS for more information on KidsCare. The Arizona Medicaid phone number is 602-417-4000.
These numbers are from 2018 and correspond with the Federal Poverty Level. The limits are subject to change every year.
There are a few different ways that you can complete your AHCCCS application: it’s easy! If you think you may need help completing your application, you can apply by visiting a DES (Arizona Department of Economic Security) office near you or calling Monday through Friday from 8 AM to 5 PM, 1-855-432-7587.
If you feel comfortable completing the AHCCCS application by yourself, visit Health-e-Arizona PLUS to complete your application online.
If you prefer, click here to download the Arizona Medicaid Application. You can keep pages A-G for yourself. Send pages 1 through 6 to the MA-SP office (801 East Jefferson St., Phoenix, AZ 85034).
There are more than ten health plans that you can choose from (less for long-term care plans). All Access Arizona health plans include the same covered services, but they do not all have the same network. That means that not every doctor, hospital, or pharmacy will accept every AHCCCS plan. It may be a good idea to check with your favorite doctors before you select your plan to make sure you do not have to switch doctors.
Not all plans will be available in your area. Click here for the full list of AHCCCS plans that you can choose from. You can filter by county or city to only see the options available to you.
Though you can certainly save a lot of money with a AHCCCS plans, they aren’t entirely free. Some people will have copays for services (depending on your income level). Typically, adults with income over 106% of the Federal Poverty Level (which changes every year) will face copayments. You will not be charged a copay for family planning and pregnancy care, emergency services, or preventative services. Additionally, those under the age of 19, diagnosed with a serious mental illness, enrolled in long-term care, nursing home or hospice residents, and those in the Breast and Cervical Cancer Program will not face copayments.
Access Arizona members with copays will incur the following costs:
However, there is a cap on copays. You will not be asked to pay more than 5% of your quarterly income on medical copays.
Need help looking for Arizona Medicaid plans and other health insurance? There are a handful of good Arizona health plan finder tools that you can use. If you're looking for Medicare plans, you can head straight to Medicare.gov. If you're looking for general insurance plans, you can go to healthcare.gov. We actually have a plan finder tool of our own, as well, called MedicarePlanFinderTool.com.
If you meet the Arizona Medicaid eligibility requirements but are also eligible for AZ Medicare, you can qualify for a dual-eligible special needs plan! To qualify for Medicare, you have to be either age 65 or older, diagnosed with ALS or ESRD, or disabled and receiving Social Security for at least 24 months.
Our licensed agents in the state of Arizona can give you professional advice and help you sort through your options and find the best AHCCCS health plan for your needs. We actually have a corporate office in Tucson, so we are very familiar with Arizona Medicare plans and have lots of agents eager to help you.
To schedule an appointment with an agent who can help you sort through AHCCCS plans and enroll in DSNP, complete this form or call us at 833-438-3676.