Wishing you could afford a gym membership or a yoga class? You might be able to get the coverage you need with a Medicare fitness program. Chronic disease prevention is one of the requirements for all Medicare plans, which is why a Medicare fitness program supports fall prevention, hypertension, diabetes, and more. Seniors and Medicare beneficiaries who have physician referrals …
New Medicare Cards 2018 New Medicare cards have been shipped across the country, but if you live in KY, LA, MI, MS, MO, OH, TN, Puerto Rico, or the Virgin Islands, they are on the way. The Centers for Medicare and Medicaid Services (CMS) sent out new Medicare cards starting April 2018. If you are in the above states, your …
Benefits Of Medicare Advantage Medicare Advantage is a combination Medicare option that provides more coverage than basic plans. It includes Original Medicare, which is made of Medicare Part A (hospital care) and Part B (medical/doctor care), plus additional services such as prescription drug coverage, dental, and vision coverage. Medicare Advantage plans are sometimes confused with Medicare Supplement (Med Supp) plans, …
Medicare Hearing Aids Coverage Hearing aids can turn your entire life around, but you may need a private Medicare plan to be able to afford it. Original Medicare (the government program) will cover hearing tests with your primary physician at your yearly wellness visits, but that’s it – no ear treatments, no hearing aids, nothing else. Not every Medicare-eligible person …
Acupuncture has been practiced in East Asian countries for centuries but has become popular in the United States more recently. In fact, more than ten million acupuncture treatments are administered each year in the US. These treatments can help reduce stress, back pain, neck tension, and joint pain. However, your out-of-pocket costs can add up quickly, so you may be …
Did you know Medicare Advantage plans have tripled in enrollment since 2003? This means more than one-third of beneficiaries are enrolled in an MA plan! The increase in enrollment has lead to new benefits like telehealth, non-emergency transportation, and gym memberships like SilverSneakers. Research shows that the top three Medicare Advantage supplemental benefits that cause beneficiaries to switch to an …
A Medicare Medical Savings Account, or MSA, is one of six different types of Medicare Advantage plans. Medicare Advantage plans are private Medicare plans that cover everything Original Medicare covers but can add in additional benefits like dental, vision, hearing, physical fitness, non-emergency medical transportation, and more. The MSA plan type creates a non-taxable financial account for your healthcare costs. …
Strokes are fatal in 17% of cases and are the fifth leading cause of death in the United States. For the remaining 73%, stroke recovery is needed to reduce brain injury, but it can cost an average of $17,000 in the first year! It’s important to understand the role of Medicare and how a Medicare Supplement plan can help you …
A Medicare PPO, or Preferred Provider Organization, is a type of Medicare Advantage plan. It’s different from other Medicare Advantage plans because while you will select one preferred provider (doctor), you will have the freedom to use other doctors. Your costs will be cheaper if you use doctors, hospitals, and specialists that are within your PPO network, but you do …
Nearly one in three older adults over the age of 65 suffer from some form of vision-reducing eye disease. These diseases include glaucoma, macular degeneration, cataracts, and diabetic retinopathy. As you age, your risk for these diseases increases. Understanding Medicare vision coverage allows you to protect your aging eyes and save money in the long run. Medicare Vision Coverage Your …
A HMO, or Health Maintenance Organization, is a type of Medicare Advantage plan. HMO plans always offer the same benefits as any other Medicare plan, but they are also able to provide additional benefits, many including vision, dental, and even gym memberships. HMO plans are different from other Medicare Advantage plans because they require a strict network and you will …
Diabetes is one of the largest health issues facing America and affects over 12 million older adults. In fact, the World Health Organization estimates that diabetes will be the seventh leading cause of death by 2030. The risk of developing diabetes increases with age, so it’s important to understand the role of Medicare for diabetics and diabetes management. Medicare for …
How to get Medicare Transportation Benefits As ridesharing services like Uber and Lyft grow in popularity, more and more Medicare Advantage plans are including transportation services as a benefit. This year, CMS (Centers for Medicare and Medicaid Services) announced that in 2019, Medicare Advantage plans will have more freedom to provide coverage for services such as food delivery and transportation. …