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  • Enter your zip code so we can show all the plans in your area.
  • Provide some basic information (no phone number or email).
  • Review the plans in your area and enroll.

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Medicare Plan Finder is Making Medicare Simple.

Medicare Advantage vs Medicare Supplement: What's the Difference Between Them?



Original Medicare alone only covers hospital and doctor visits, so you’ll need extra coverage for other services. Medicare Advantage is a great option for you to get the care and coverage you deserve. It still covers hospital and doctor visits, but it adds on extra services like prescription drugs, dental, and vision.


Learn About Medicare Advantage

Medicare Supplement is an addition to your Original Medicare that provides additional financial coverage, but no additional medical benefits. It’s sometimes called “Medigap” because it fills the gap that leaves you paying out-of-pocket for things like deductibles, copayments, and coinsurance.


Learn About Medicare Supplement

How Does Medicare Plan Finder Work?

3 Steps to Using Medicare Plan Finder

Medicare Plan Finder walks you through a couple quick questions to help you think through which type of plan will be best. Based on your answers, Medicare Plan Finder will consolidate your options so you can see all the available plans you may qualify for.

Step 1: Enter your zip code so we can consolidate all the plans in your area.

Step 2: Provide some basic information (no phone number or email address needed) and choose 1 of 3 options that best describes you and the plan type you would like to learn about.

Step 3: Review the plans in your area and enroll.

Yes, Medicare Plan Finder is that simple. Our team is waiting to help you with any and all questions you have about your Medicare plans. Find out today what Medicare plans you may qualify for.

Start Searching Medicare Plans

Medicare Supplement Plans on Medicare Plan Finder

Medicare Plan Finder can help you add a Medicare Supplement plan to your existing coverage.

Medicare Supplements help you pay for your copayments, coinsurance, and deductibles. They are often called “Medigap” because they help you fill the gap between what your health insurance covers and what you need to pay for. Some Medigap plans include prescription drug coverage and other benefits, but most are simply designed to help you cover those pesky “extra” costs. Our Medicare Plan Finder tool can help you find the types of Medigap plans available in your area!

Some of the top plans available on Medicare Plan Finder tool are:

  • Mutual of Omaha Medicare Supplement
  • Aetna Medicare Supplement
  • AARP Medicare Supplement
  • Cigna Medicare Supplement
  • Humana Medicare Supplemental Insurance

Do you already have Medicare Parts A and B (that red, white, and blue card)? If so, let Medicare Plan Finder know that you’re ready to add coverage. To set up your free appointment with a licensed agent, call 1-844-831-1832. 

*Know that if you have Medicare Advantage, you cannot also have Medigap.

Compare Medicare Advantage Plans on Medicare Plan Finder

Medicare Advantage plans, also known as Part C plans, are great options for those who are looking for more coverage than Original Medicare. Original Medicare only includes part A (hospital coverage) and part B (doctor coverage), but Medicare Advantage plans generally include dental benefits, vision benefits, hearing benefits, prescription drug coverage, and more!

If you already have Medicare (the red, white, and blue card you present to your doctors), you may be eligible for Medicare Advantage. Medicare Advantage plans are only available through Medicare-approved private insurance companies, which means the costs and benefits may vary between plans. It also means that not every plan will be available in every location. When comparing your Medicare Advantage plan options, take these factors into consideration:

  • Medicare Advantage monthly premium - One benefit of Medicare Advantage is that your healthcare, prescription drug, dental, vision and hearing costs can be al rolled into one plan with one monthly premium. Your premium will depend on the plan and coverage type that you choose. You can choose a plan with a low deductible and a high premium, or a high deductible and a low premium. Most plans have premiums of a few hundred dollars per month.
  • Medicare Advantage annual deductible - Some Medicare Advantage plans have a $0 deductible, which means you can start getting coverage right away!
  • Medicare Advantage out-of-pocket limits - Most plans place a limit on how much you will have to spend without coverage. Once you hit that limit, your plan should provide full coverage on your healthcare services.
  • Additional Medicare Advantage Benefits
    • Hearing Benefits - Most Medicare Advantage plans with hearing benefits include hearing exams, hearing aids, hearing aid fittings, etc.
    • Vision Benefits - Medicare Advantage vision plans usually include annual preventative appointments and allowances for glasses or contacts, and some surgeries.
    • Dental Benefits - Usually, Medicare Advantage dental plans include preventive care like annual cleanings and coverage for some surgeries and procedures.
    • Fitness/Wellness Benefits - Several Medicare Advantage plans include the "SilverSneakers" program, which gives access to free and discounted fitness programs (usually hosted at local YMCAs) for senior and medicare eligibles.
  • Medicare Advantage provider network - Your provider network will depend on the plan you choose. There are four main types of Medicare Advantage networks. An HMO requires that you select one primary physician, a PPO lets you choose any doctor within a large network, and a PFFS gives you a small network.
  • Medicare Advantage prescription drug coverage - Medicare Advantage plans with prescription drug coverage are often called "MAPD" plans. They'll cover your generic and brand-name drugs. Depending on your plan, you may have to stick to a pharmacy network (just like your doctor network).

Everyone’s needs are different, so you’ll want to speak with a licensed agent to help you make the right decision when enrolling into a Medicare Advantage plan. We offer all the major Medicare Advantage carriers - Aetna, Amerigroup, Allwell, Humana, UnitedHealthcare, etc. To set up a free appointment with a licensed Medicare Plan Finder agent in your area to discuss these plans and more, call 1-844-431-1832 or contact us online.

Medicare Plan Finder: Star Ratings Reviews

There could be hundreds of Medicare Advantage plans available in your state, and they are all different! Each Medicare Advantage plan offers different levels of coverage, different doctor and pharmacy networks, and different premiums and copayments. That’s why you should review your plan every year to see if there is something better available in your area! A good way to see if something better is available is to take a look at the plan star ratings.

What are Medicare Star Ratings?

Medicare Star Ratings are like Medicare plan reviews for Medicare Advantage and Medicare Part D (prescription drug plans). Plans are scored according to quality of care, customer service, screenings and tests, chronic condition management, member complaints, pricing, etc. They range from one to five stars, with five being the highest possible score. Plan ratings can change every year, so you’ll want to check back every fall.

You can find plan ratings for individual categories as well as for the overall plan. For example, even though “Plan One” may have a higher rating than “Plan Two,” “Plan One” may actually have a higher rating for their dental benefit. That’s why you should consider all factors when choosing a plan. Even though one plan may have a higher overall rating than another, it may not be the best option for you and your individual needs.

Medicare 5 Star Plan Enrollment

Since plan ratings are generally released in October, it’s possible to enroll in one plan and then find out later that a 5-star plan was available to you. You may be eligible for the 5-star special enrollment period from December 8 through November 30. During this time, you can look through available 5 star Medicare plans and make a switch.

If you are not eligible for a 5-Star Special Enrollment Period but you want to switch to a five-star plan, you can do so every year from October 15 through December 7. That means that you should review your plan every fall to see if you want to make any changes.

Our agents are licensed with all major carriers, which means they can help you look through star ratings and make the best decision. Are you interested in speaking with an agent in your area? Click here to request a call from Medicare Plan Finder or call us at 833-438-3676.

Medicare Advantage Plans for 2019

Medicare Plan Finder is representing all major plans for 2019. We are not a health plan, nor are we a government program. We are a private organization that helps seniors & medicare eligibles find the right plan with the right coverage. We have thousands of agents across 38 states who are licensed to sell most major plans. The benefits can and will change every year, so we won’t go into specifics here, but we will provide a general overview of Medicare Advantage plans that may be available to you.

Compare Medicare Advantage Plans


When comparing Medicare Advantage plans, it’s important for you to remember that every plan does not work for every person. They all have different costs and benefits because everyone’s health and finances are different. What works for you may not even work for your spouse!

Medicare Advantage is also known as Part C because all Medicare Advantage plans include traditional Medicare parts A, hospital coverage, and B, medical coverage. In general, all Medicare Advantage plans have the same basic benefits: Hospital coverage, medical coverage, prescription drug coverage, dental coverage, hearing coverage, and vision coverage.. However, the similarities usually stop there. Some plans include extra benefits like medical transportation (a ride to the doctor’s office), fitness (SilverSneakers), and even meal delivery. Remember that generally the more benefits a plan has, the higher your premium will be - but the more coverage you’ll have.

Medicare Open Enrollment 2019


Did you know that Medicare Advantage plan benefits and costs are subject to change every year? That’s why it’s so important to review your plan each year and decide if you want to make changes. Everyone is allowed to make changes in the Medicare program during the Annual Enrollment Period (AEP), from October 15 through December 7. Be careful - that’s only a little less than two months. Most people will ONLY be able to change plans during this time.

Our agents can help you look and see if there is a better plan available to you and can help you make the switch. Our agents are able to sell most Medicare 2019 plans so they can help you make an educated decision.

To set up an appointment with a licensed agent in your area, click here and one of our specialists will reach out to you shortly.

What is Medicare Part A Coverage?

Medicare Part A Coverage

Medicare Part A coverage includes hospital care, skilled nursing facility care, nursing home care, hospice, and some home health services. Keep in mind that in most cases, before Medicare can provide coverage for a service, a doctor, pharmacist, or other specialist will have to prescribe the service or treatment with proof that it is medically necessary.

Medicare Part A inpatient hospital and skilled facility coverage includes semi-private rooms, meals, nurse and doctor services, and in-hospital drugs. It does not include personal items such as hospital shower supplies, private rooms, and other personal care items so be aware that you will likely have to pay full price for those items.

Medicare Part A Costs

Here’s the good news: As long as you or your spouse paid Medicare taxes while you were employed, OR if you or your spouse is eligible for retirement benefits from Social Security or the Railroad Retirement Board, you will not pay any premium for Medicare Part A. This applies to Part A ONLY; you may have other costs.

If you never paid Medicare taxes, your part A premium can reach up to $422 each month, depending on your income level. If you wait too long to enroll, your premium can increase up to 10%.

Medicare Part A Enrollment

If you’re like most people, you’ll need to enroll in Medicare Part A during your Initial Enrollment Period (from three months before your 65th birthday through three months after). If you miss your Initial Enrollment Period, you’ll be charged a penalty fee when you eventually enroll.

If you receive Social Security or Railroad retirement benefits, you will be automatically enrolled (on the month of your 65th birthday). Even though your coverage won’t be active yet, you’ll receive a red, white, and blue Medicare card about three months before your birthday.

Read More About Medicare Part A

What is Medicare Part B Coverage?

Medicare Part B Coverage

Every Medicare beneficiary will start with “Original Medicare,” which comprises of Medicare Part A and Medicare Part B. Part B is responsible for covering your doctor visits. Some people will be automatically enrolled in Part B, while others will have to enroll on their own.

Part B covers medically necessary doctor services (including wellness visits, lab tests, x=rays, emergency transportation, mental health, and some medical equipment). To get coverage for more durable medical equipment and extended hospital stays, you may need to invest in a Medicare Advantage plan.

Medicare Part B Costs

You will receive a bill each month for your Part B premium. If you receive Social Security benefits or Railroad Retirement benefits, your premium will be automatically deducted from your monthly benefit checks. In 2018, the standard Part B premium is $134, but this is subject to change every year.

Every year, your Part B coverage will begin after you hit your deductible of $183, which can be easy to do. Once you’ve paid $183, you’ll only have to pay 20% of most Medicare-approved services. Your yearly wellness visits will almost always be free.

Read More About Medicare Part B

What's Medicare Part C?

Medicare Part C is another term for Medicare Advantage. Unlike Original Medicare (Parts A and B), Medicare Advantage is offered by private insurance companies. It is still government-regulated, but the plan carriers are private. Medicare Advantage plans are combinations of Original Medicare and additional coverage like dental, vision, hearing, prescription drug coverage, and more.

All Medicare Advantage plans have provider networks. That means that based on the plan you choose, you will have a list of providers (doctors, pharmacies, hospitals, etc.) that accept your plan. In most cases, if you go to a provider who is not in your network, you will have to pay more for your care.

Medicare Part C Costs

Every month, you’ll be responsible for a premium. Some plans do have $0 premiums, but generally a low premium means a high deductible. Your deductible is the amount that you have to pay before your plan actually starts to provide coverage. After you’ve paid your deductible, you will only be responsible for about 20% of the total costs of your healthcare.

Enrolling in Medicare Advantage

If you do not enroll in Medicare Advantage when you first become eligible for Medicare (when you turn 65), you can still enroll each year during the Annual Enrollment Period (October 15 through December 7). Some people may have a special enrollment period, meaning that they can enroll at other times of the year.

What is Medicare Part D Coverage?

Medicare Part D Coverage

Medicare Part D provides prescription drug coverage to Medicare beneficiaries. Original Medicare by itself does not provide any prescription drug coverage. While you are not required to have prescription drug coverage, it is highly recommended that you enroll when you are first eligible for Medicare to get the best price and avoid any late enrollment penalty fees. You can do this by either enrolling in a separate Part D plan or Medicare Advantage.

Medicare Part D Costs

Every Part D plan will have its own formulary (list of covered drug plans). The formulary is divided into tiers based on drug costs. Generally, generic drugs are cheaper than brand-name drugs.

Like any other plan, you’ll have a Part D premium, deductible, and copayments. Unique from other parts of Medicare, Plan D has what is referred to as “The Donut Hole.” Almost every Part D beneficiary will find themselves in the donut hole. It means that once you spend a certain dollar amount, your coverage will change a little. Click here to read more about the donut hole.

Medicare Part D Plan Finder

The most important aspect to consider before enrolling in a prescription drug plan is whether it covers your current medications.  A qualified benefits advisor can enter your medications, dosages, and frequency you take them into a Medicare Part D plan finder to let you know if they are covered and if they are at what cost. Make sure you ask your benefits advisor to confirm if your current medications are generic and if not whether a generic is available. A generic version of your prescription will always cost you less.

We want to be your Medicare Part D plan finder. Request a call from a licensed agent so you can find the best Part D plan for your needs.

Read More About Medicare Part D

Have questions? Ask a Benefits Advisor!