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Silver and Fit: A Medicare Fitness Program

Silver and Fit is a privately owned fitness program designed for seniors and Medicare eligibles. Even though it operates independently from Medicare, many Medicare Advantage and some Medicare Supplement plans offer a membership as a plan benefit.

The program is incredibly inclusive, featuring:

  • Strength and body conditioning classes with local fitness centers
  • Home fitness kits
  • A digital resource library with videos, articles, etc.
  • Social support and community activities, including opportunities to make friends!
  • The “Silver Slate” newsletter
  • Fun challenges and rewards (with prizes like hats and pins) for staying healthy

Click the Buttons to Find Silver and Fit Locations Near You:

Chattanooga, TNChicago, ILHouston, TXKnoxville, TNMemphis, TNNashville, TNNew Orleans, LALexington, KYLouisville, KYSan Antonio, TXTucson, AZ

Click the links below to learn about the Silver and Fit Medicare fitness program

Silver and Fit Medicare Coverage

You can get Silver & Fit® by enrolling in a health plan that covers it! The most common way to do that is through a Medicare Advantage plan. Medicare Advantage plans are offered by private companies but are approved by Medicare. They include everything that Medicare covers, but can also include additional benefits like prescription drug coverage, dental and vision coverage, and Medicare fitness programs!

Medicare Fitness Programs

Who is Silver & Fit?®

Silver & Fit® is owned and operated by American Specialty Health, a company with a mission “to empower individuals to live healthier and longer.” They have been recognized by organizations such as the NCQA (National Committee for Quality Assurance) and the URAC (Utilization Review Accreditation Commission).

Silver & Fit® is very similar to and is sometimes confused with another Medicare fitness program called SilverSneakers®. The two programs are slightly different.

SilverSneakers vs Silver and Fit

Silver and Fit® Locations

There are over 11,000 Silver and Fit locations throughout the country! There are four main types that you can choose from when you select your membership: Full Coed, Basic Coed, Gender-Specific, and Exercise Centers. These locations can include your local gyms, YMCAs, and wellness centers.

To find the Silver and Fit locations closest to you, click here. Look for the bar in the middle of the screen that says “Find a Fitness Center.” Select the type of fitness center you want or select “All Fitness Centers” to view all of your options. Then, enter your zip code and click “search” to find the fitness centers nearest you.

If you can’t find a location close to you, you can nominate a fitness center by searching for your location and then scrolling to “Can’t find your fitness center? Let us know.”

Medicare Search

Basic Coed Fitness Centers

A basic coed fitness center allows both men and women. At the basic level, you will have access to equipment like treadmills, ellipticals, weights, etc. but may not have access to the full gym.

Full Coed Fitness Centers

A full coed fitness center allows both men and women. At the full level, you will have access to most, if not all, parts of the gym you belong to. This includes group fitness classes like weight loss, yoga, and more.

Gender-Specific Fitness Centers

If you feel more comfortable, you can select a fitness center that only admits women or only admits men

Exercise Centers

Exercise centers are those fitness centers that include everything from standard gym equipment to lap pools, saunas, and sports centers.

Silver and Fit Connected! Program

Having a gym membership is only half the battle to getting in shape. With the Connected! Program, you can track your fitness progress and earn rewards for meeting your goals! To participate, you will need a device (such as a Fitbit). Some rewards you can earn include hats and collectible pins.

Once you’ve registered, your online account can tell you what devices can work with Silver and Fit Connected! Silver & Fit® does not reimburse for the cost of those products, and they are not included.

Silver and Fit Home Fitness Kits

If you are unable to travel to a fitness center or if you prefer to work out in the privacy of your own home, you may be able to request a Home Fitness Kit. Kits include exercise DVDs and booklets that include programs for walking, yoga, pilates, stress management, Tai Chi, cardio, and more! Members who elect to recieve home fitness kits can select two of the 17 options each year. Each one includes an instructional booklet. Most also include a “quick start guide” and  a DVD or CD. Available kits include:

  • Aquatic
  • Cardio and Strength
  • Chair Aerobics
  • Chair Boxing
  • Chair Dancing
  • Chair Pilates
  • Chair Resistance Bands (also includes a resistance band)
  • Chair Tai Chi
  • Chair Yoga
  • Exercise for the Bedridden and Physically Challenged
  • High Intensity Workout Level 1
  • High Intensity Workout Level 2
  • Stress Management
  • Tai Chi (also includes a small towel)
  • Tai Chi for Balance
  • Walking (also includes a pedometer)
  • Yoga (also includes a yoga strap)
Prescription Drug Savings

Silver Slate

With your membership, you will also have access to a quarterly newsletter called “The Silver Slate,” which you can receive by mail, email, or online. The newsletter features great tips for healthy living and is especially designed for seniors. You can also view the online catalog of healthy aging materials regarding active lifestyles, community involvement, and even meditation. 

Silver & Fit® FAQ

These are some of the most commonly asked questions about Silver & Fit®. If you have more questions, click on the “let’s chat” button in the bottom right corner of your screen or call the Silver & Fit® phone number at 1-877-427-4788.

Can I Keep Using my gym?

When you join Silver & Fit®, you may be able to keep going to your favorite gym if it participates in the Silver & Fit® program. If your gym qualifies, be sure to show them your new Silver & Fit® card to start receiving your benefits. If your gym does not participate, you’ll need to look at other gyms in your area. You can also nominate your gym to be added to the program by searching for it and then scrolling to “Can’t find your fitness center?”

Can I use More Than one gym?

Silver & Fit® members are asked to select one fitness center for their program participation. If you need to change to a new gym, call Silver & Fit® at 1-877-427-4788. You can only change once per month. You’ll be able to start attending your new gym in the month after the month that you make your change.

Can I use get a Home Fitness kit if I Attend a Fitness Center?

Silver & Fit® Home Fitness Kits are for members who do not have a local gym that participates in the Silver & Fit® program and for members who do not have access to transportation to fitness centers. If you elect to use your Silver & Fit® benefits at a fitness center and would prefer to get home fitness kits, you’ll need to call and cancel your benefits to switch to a fitness kit-only option. If you have fitness kits but would rather visit a physical fitness center, you’ll have to call to switch as well.

What if I Don’t Have Transportation?

Silver & Fit® Home Fitness Kits might be for you. The kits are a great way to exercise from home by watching and following along with videos and using very minimal equipment.

Alternatively, see if your city or county has a public transportaiton system that can get you to a gym. Or, see if your Medicare Advantage plan includes a non-emergency transportation benefit.Watch this brief video for more info about Medicare fitness programs:

Enroll in the Silver and Fit Program

To enroll, start by selecting a Medicare Advantage or Medicare Supplement plan that includes the Silver & Fit® benefit. Then, register with the Silver & Fit® website.

To find out what plans in your area include this benefit, consider speaking with a licensed agent! They can help you pick the right plan for you and your needs. To set up your appointment, click here or call 833-438-3676.

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