medicare-part-d-donut-hole

2019 Medicare Part D Donut Hole: Changes and Costs

Kelsey Davis Medicare, Medigap

2019 Medicare Part D Donut Hole: Changes and Costs According to the Henry J Kaiser Family Foundation (KFF), 43 million Medicare beneficiaries are enrolled in a Part D plan. This accounts for 72% of Medicare beneficiaries nationwide! Medicare Part D started in 2006, and back then, you were required to pay 100% of the costs for brand name drugs. That …

retirement and medicare

Retirement and Medicare Eligibility

Kelsey Davis Medicaid, Medicare

Retirement and Medicare Eligibility There are currently an estimated 70 billion baby boomers who are nearing retirement. Planning for retirement is crucial to living a comfortable and healthy life. An annual estimate by Fidelity shows the average couple retiring at age 65 will need $280,000 to cover health-related costs. Fortunately, Medicare can help, but there is a set of guidelines …

home care services

Home Care Services vs. Senior Assisted Living

Kelsey Davis Medicare

Home Care Services vs. Senior Assisted Living Nearly half of everyone over the age of 65 needs some form of assistance in their daily routine. That’s approximately 18 million seniors! When choosing between home care services and senior assisted living, it’s important to consider the costs, qualifications, and available services before making a final decision. Home care services allow you …

dental care for seniors

Dental Care for Seniors and Medicare Eligibles

Kelsey Davis Fitness & Health, Medicare Advantage

Dental Care for Seniors and Medicare Eligibles According to the National Institute of Dental and Craniofacial Research, most people over the age of 65 are missing an average of 13 teeth. In fact, it is estimated that 27% have no remaining teeth at all. Dental problems are among the most common health issues for older adults. Proper dental care for …

genetic testing for cancer

Does Medicare cover genetic testing for cancer?

Kelsey Davis Fitness & Health, Medicare

Does Medicare cover genetic testing for cancer? Cancer is the leading cause of death worldwide and impacts millions of patients and families each year. Fortunately, genetic testing for cancer, which is growing in popularity, can be a great tool for understanding your risk of developing cancer. The Food and Drug Administration (FDA) and the Centers for Medicare and Medicaid Services …

discounted prescriptions network

Prescription Discount Cards 101

Kelsey Davis General, Medicare

Prescription Discount Cards 101 Do you have a high deductible or copayment for your prescription drugs? Did you get a new prescription that is not covered by your insurance? Well, great news – a discounted prescriptions network may help cover some of those costs. What is a discounted prescriptions network? A discounted prescriptions network provides prescription discount cards. These cards …

drug price transparency

Drug Price Transparency: Everything You Need to Know

Kelsey Davis Medicare

Drug Price Transparency: Everything You Need to Know The Henry J Kaiser Family Foundation estimates that $1 out of every $6 in Medicare spending is for prescription drugs. These medications play an important role in the health of 59 million seniors and Medicare eligibles. Drug price transparency is crucial in informing consumers and developing new strategies that address the issue …

Medicare Advantage 2019

Medicare Advantage 2019 Changes

Kelsey Davis Medicare, Medicare Advantage

Medicare Advantage 2019 Changes On October 12, 2018, the Centers for Medicare and Medicaid (CMS) announced the 2019 Original Medicare premium and deductible increase, but what about Medicare Advantage plans? Unlike Medicare Part A and B, beneficiaries enrolled in MA plans may see a decrease in their premiums for the upcoming year. Medicare Advantage 2019 Premiums In September, CMS announced …

flu shot for seniors

Does Medicare cover flu shots?

Kelsey Davis Fitness & Health, Medicare

Does Medicare cover flu shots? The Centers for Disease Control and Prevention (CDC) estimates that each year, there are over 31.4 million outpatient doctor visits due to the flu virus in the United States. Anyone can get the flu, even the healthiest of people, which is why it’s important to take the necessary preventive measures. Getting an annual flu shot …

2019 medicare premiums

2019 Medicare Premiums and Deductible Increase

Kelsey Davis Medicare

2019 Medicare Premiums and Deductible Increase On October 12, 2018, the Centers for Medicare and Medicaid Services (CMS) announced the 2019 Medicare premiums and Medicare deductible increase for Part A and B. These changes may be small, but CMS strives to empower beneficiaries and promote complete transparency when it comes to selecting healthcare coverage. Medicare deductibles and premiums increase due …