Make The Most Of Your Medicare
June 8, 2017
Reviewed and Updated by Anastasia Iliou,
Take Advantage Of Your Medicare
Do you know how to make the most of your Medicare plan? Do you know all of your benefits? Millions of people who enroll in Medicare pay their monthly premiums but don’t take advantage of their available services.
When you have a Medicare plan, you should use doctors in your network and prescription drugs on your formulary to save as much money as possible. You should visit your doctor even when you feel completely healthy or have minor concerns. Get your vaccinations, get tested for diseases that your family has a history of, and take advantage of other benefits like gym memberships.
Read on to discover what coverage you’re missing out on:
Find Doctors In Your Plan Network
Some carriers have doctor and hospital search engines so you can see which doctors are covered under your plan. ZocDoc is a great non-affiliated doctor search website as well. If you continue to use a doctor that is outside of your plan, you’re wasting potential savings that you’ll receive if you visit a doctor who is within your plan’s network.
Prescription Drug Coverage
The same goes for pharmacies and drugs. Your coverage is likely much higher for generic brand prescription drugs, so ask your doctor for a generic version when he gives you a prescription. Your coverage includes mail-order prescriptions as well. Mail-order is often cheaper because there are less labor costs! Plus, you can buy bigger supplies.
Take Advantage of Preventative Benefits
Medicare coverage isn’t just for help in the event of illness or injury – It’s also great for prevention. That means you have coverage for well-visits with your doctor, vaccinations (like flu shots), screenings and tests, and prescription supplements. Why not take advantage of those benefits and get ahead of potential illnesses? As a bonus incentive, staying healthy can keep your life insurance rates low.
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Know Your Additional Benefits
Some Medicare plans include discounts and freebies like gym memberships, massages, nutrition classes, support groups, and even LASIK surgery. Some even provide “rewards” in the form of discounts if you stay healthy.
Understand Your Coverage
If you have questions about your Medicare coverage, don’t be afraid to contact your carrier or agent. If you are enrolling for the first time or hoping to change your plan, set up an appointment with one of our experienced agents by calling 1-844-431-1832.
