Medicare and Telehealth
Do you have trouble getting to your doctor’s appointments? Do you have a disabling condition or a lack of adequate transportation? Medicare and Telehealth may be the solution for you.
What is Telehealth?
Telehealth is a way for you to access quality care without having to leave your home. It began as a way for patients in rural areas and those who are too sick to leave home to speak with their doctor, but now it’s becoming a way of the future.
“Telemedicine” refers to diagnosis and monitoring through technology, while “telehealth” refers to any and all digital health management or education. There are four main types of telehealth:
- Live Video – a real-time interaction between patient and provider.
- “Store-and-forward” – recorded photo and video (like x-rays) sent to a specialist
- RPM (Remote Patient Monitoring) – electronic transfer of medical data
- mHealth (Mobile Health) – care and education (like alerts) via cell phone, tablet, or computer
It’s always best to see a doctor in person so that they can perform the best physical examination possible. However, if you find yourself in a situation where you can’t get to your doctor’s office, you can schedule an appointment or speak with a doctor at a digital clinic. HealthTap, Teladoc, and MDLive are just a few examples of virtual clinics. If you think you need a prescription or if you want to talk to a physician or counselor but can’t find a way to go do it, log into one of these websites instead!
Keep in mind that if you are hoping for a controlled medication prescription, such as for a steroid or antidepressant, you will most likely need to see a provider in person.
Previously, Medicare had very strict guidelines about who was eligible for telehealth coverage. However, last month, the CHRONIC Care act passed, allowing Medicare Advantage plans to provide more alternate coverage. This includes telehealth for anyone who lives in an HPSA, or Health Professional Shortage Area. The amount of people who can access coverage for telehealth is constantly growing.
To find a Medicare Advantage plan with telehealth coverage, contact us! We can have an agent near you come out and meet with you to help you pick the best plan for your needs. Just click here to request a call or call us now at 833-438-3676.