Did you know that most people can only enroll in Medicare during a few months out of the year? Read through to figure out what medicare enrollment periods you are eligible to enroll during. If you still need help, one of your licensed agents can answer your questions! IEP (Initial Enrollment Period) Most seniors and […]
Did you know that Medicare offers financial assistance programs to those who cannot afford to pay their monthly premiums? The Medicare Extra Help program can help you afford your prescription drug plan. What is a Low Income Subsidy? LIS (Low Income Subsidies) is a federal program commonly referred to as Medicare Extra Help. It helps […]
Spouse Medicare 101 Medicare does not work like individual health care plans – there are no family plans. Every individual Medicare beneficiary will have his or her own plan. However, even though you can’t be on the same plan or share spouse benefits, you’re still in it together. You can meet with an agent together, […]
How are you enrolling in Medicare? Have you considered using a licensed agent? Licensed agents are experts who can help you navigate the confusing world of health care and select the best Medicare options for your needs. There are no extra costs associated with them! Why should I use a Licensed Agent? Licensed agents who […]
Health Benefits of Pets for Seniors Most people can’t help but smile when a fluffy dog comes running over. Did you know that pets (especially dogs and cats) have been proven to provide both mental and physical health benefits? Your health and well-being may just be the best excuse yet for you to adopt a […]
The Annual Enrollment Period is quickly approaching and starting October 15, you are able to switch your Medicare coverage. Which do you favor in the battle of Original Medicare vs Medicare Advantage? If you’re not quite sure, we’re here to help! By understanding the basic principles of each option you will be better prepared to […]
Early this year, CMS (Centers for Medicare and Medicaid Services) released new changes regarding Medicare and Medicaid benefits. One of the biggest and newest changes is increased flexibility in what plans are allowed to offer as “supplemental” Medicare benefits. The Introduction of “Daily Maintenance” Traditionally, health plans have not been allowed to include supplemental benefits […]
Did you know that approximately one in four drivers is a senior? As we age, our reaction times get slower, we naturally lose some mobility, and our senses weaken, making driving more dangerous. Safe driving for seniors is not much different from safe driving for younger adults. You should always wear your seatbelt, look over […]
A Medicare Advantage Special Needs Plan, or SNP, is a Medicare Advantage plan that is designed to provide coordinated care for Medicare beneficiaries with special needs. These plans have specific qualifications but offer expanded and specialized coverage. Medicare Advantage SNPs are specific to your needs whether that be diabetes, Alzheimer’s, heart disease, or another chronic […]
There’s nothing wrong with not knowing what certain words mean when you’re looking into healthcare. A lot of the terms and phrases are ones that you would never see anywhere else! Medicare and all its parts can be confusing, but that’s why we’re here. These are some of the Medicare terms that we want to […]