Understanding The Benefits Of Medicare Advantage

October 23, 2018

Medicare Advantage is a coverage option that provides more benefits than basic plans. It includes Original Medicare, which is made of Medicare Part A (hospital care) and Part B (medical/doctor care), plus additional services such as prescription drug coverage, dental, and vision coverage. Medicare Advantage plans are sometimes confused with Medicare Supplement (Med Supp) plans, […]

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Understanding Medicare Enrollment Periods

Did you know that most people can only enroll in Medicare during a few months out of the year? Read through to figure out what medicare enrollment periods you are eligible to enroll during. If you still need help, one of your licensed agents can answer your questions! IEP (Initial Enrollment Period) Most seniors and […]

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Spouse Medicare 101

September 25, 2018

Spouse Medicare 101 Medicare does not work like individual health care plans – there are no family plans. Every individual Medicare beneficiary will have his or her own plan. However, even though you can’t be on the same plan or share spouse benefits, you’re still in it together. You can meet with an agent together, […]

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Why Use a Licensed Agent for Medicare Plans?

September 21, 2018

How are you enrolling in Medicare? Have you considered using a licensed agent? Licensed agents are experts who can help you navigate the confusing world of health care and select the best Medicare options for your needs. There are no extra costs associated with them! Why should I use a Licensed Agent? Licensed agents who […]

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Health Benefits of Pets for Seniors

September 18, 2018

Health Benefits of Pets for Seniors Most people can’t help but smile when a fluffy dog comes running over. Did you know that pets (especially dogs and cats) have been proven to provide both mental and physical health benefits? Your health and well-being may just be the best excuse yet for you to adopt a […]

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Original Medicare vs Medicare Advantage

August 29, 2018

The Annual Enrollment Period is quickly approaching and starting October 15, you are able to switch your Medicare coverage. Which do you favor in the battle of Original Medicare vs Medicare Advantage? If you’re not quite sure, we’re here to help! By understanding the basic principles of each option you will be better prepared to […]

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NEW! Flexible Medicare Supplement Health Insurance

July 31, 2018

Early this year, CMS (Centers for Medicare and Medicaid Services) released new changes regarding Medicare and Medicaid benefits. One of the biggest and newest changes is increased flexibility in what plans are allowed to offer as “supplemental” Medicare benefits. The Introduction of “Daily Maintenance” Traditionally, health plans have not been allowed to include supplemental benefits […]

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Safe Driving for Seniors

July 12, 2018

Did you know that approximately one in four drivers is a senior? As we age, our reaction times get slower, we naturally lose some mobility, and our senses weaken, making driving more dangerous. Safe driving for seniors is not much different from safe driving for younger adults. You should always wear your seatbelt, look over […]

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What is a Medicare Advantage Special Needs Plan?

June 14, 2018

A Medicare Advantage Special Needs Plan, or SNP, is a Medicare Advantage plan that is designed to provide coordinated care for Medicare beneficiaries with special needs. These plans have specific qualifications but offer expanded and specialized coverage. Medicare Advantage SNPs are specific to your needs whether that be diabetes, Alzheimer’s, heart disease, or another chronic […]

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