Medicare is the government-run health insurance program for people 65 and older, and also for younger adults with qualifying disabilities. It has become a crucial source of health insurance for people who have HIV and AIDS. The term Original Medicare refers to the federal program that started in 1965, and it describes Medicare Parts A […]
Medicare Supplement (Medigap) plans help cover out-of-pocket Medicare expenses including co-payments, coinsurance, and deductibles. Enrollment in these plans has increased every year, and more than 22% of Medicare enrollees take advantage of this type of supplemental coverage in 2019. There are ten types of Medicare Supplement plans (A, B, C, D, F, G, K, L, […]
Medicare Supplement Plan A is often referred to as Medigap Plan A or Medicare Plan A. Like other Medicare Supplements, Plan A helps cover the gaps that Original Medicare does not, including coinsurance, copayments, and deductibles. There are ten types of Medicare Supplement plans (A, B, C, D, F, G, K, L, M, N). About […]
Prior to 1965 when Medicare was created, people over the age of 65 found it almost impossible to be covered by private health insurance companies after retirement. Original Medicare is the program the government created to cover essential medical needs like hospital stays and doctor visits. There are two parts: A and B. The term […]
In 2019, there are more older people continuing their career after age 65 than ever before. In 1985, senior Americans made up 11% of the workforce, but today that number is as high as 20%. If you are nearing 65 and wondering how your job impacts your Medicare options, look no further! Here is everything […]
Did you know Medicare Advantage plans have tripled in enrollment since 2003? This means more than one-third of beneficiaries are enrolled in an MA plan in 2019! The increase in enrollment has lead to new benefits like telehealth, non-emergency transportation, and gym memberships like SilverSneakers®. Research shows that the top three Medicare Advantage supplemental benefits […]